Certificate Programs

Financial Planning Professional Education Program

The Financial Planning Certification at UIW is the only on-campus certification offered in San Antonio. The face-to-face interaction students receive from attending courses on campus is paramount to producing graduates that are prepared to succeed in the industry.

CFP® certification is generally recognized as the highest standard in personal financial planning, qualifying financial planning professionals to provide their clients with comprehensive financial advice. Students who successfully complete the courses will fulfill the education requirements to be eligible to take the CFP exam.

Certification Requirements

The CFP® certification process, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S. have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients. CFPBoard_Ad_Blue_Banner_Customizable_300x250

CFP® professionals must pass the comprehensive CFP® Certification Examination, pass CFP Board’s Fitness Standards for Candidates and Registrants, agree to abide by CFP Board’s Code of Ethics and Professional Responsibility and Rules of Conduct which put clients’ interests first and comply with the Financial Planning Practice Standards which spell out what clients should be able to reasonably expect from the financial planning engagement. These are just some of the reasons why the CFP® certification is becoming increasingly recognized.

In addition, the CFP® certification prepares you for a career-long commitment to meeting the ever-changing needs of your clients. As a CFP® professional, you become a coach and problem-solver, able to provide truly personalized services to clients and to maintain high levels of financial planning and professionalism. Finally, your expertise and credibility as a financial planner is instantly communicated with the CFP® marks – the financial planning certification most sought after by consumers and financial planners alike.

Click here to see the requirements

Courses at UIW
Fundamentals of Financial Planning

This course introduces the students to the principles of financial planning. The topics reviewed include: the financial planning process, personal financial statements, cash flow management, time value of money, financing strategies, financial institutions regulation and purpose, consumer protection laws, education planning, as well as saving for different types of families and cultures; the course will also cover ethics in financial planning, business law, and microeconomic concepts.

Personal Income Tax Planning

This course will enable students to learn about the fundamentals of taxation for individuals. This includes learning about the foundations of taxation in the US, the importance of its existence in society and its application to U.S. citizens and non-citizens.

Investment Planning

This course is an overview of the concepts, terminology, and theory of investment management. Emphasis is placed on the investment activities of individuals and small businesses as they apply to portfolio management. The following topics are covered: Types of investment vehicles; real estate and other alternative investments; derivatives; measures of investment risk and return; portfolio management theory; asset pricing models; valuation of debt and equity; principles of asset allocation; investment strategies; portfolio construction.

Insurance and Employee Benefits Planning

This course introduces students to the fundamental principles of insurance and employee benefits management. The topics reviewed include principles of insurance; the process of risk management; analysis and evaluation of risk exposures; insurance needs; insurance policy selection; business uses of insurance; tax consequences of insurance premiums and policies. Course material concentrates on personal insurance lines, including life, disability, health and casualty.

Retirement Planning

This course introduces students to the different retirement plans available for individuals and businesses. Topics reviewed include: Social security (OASDI), defined benefit retirement plans, defined contribution retirement plans, qualified retirement plans, non-qualified retirement plans, retirement needs analysis, and retirement investment portfolio.

Estate Planning

This course seeks to prepare students to analyze estate planning needs as well as to develop comprehensive estate plans in the context of comprehensive financial planning. Topics reviewed include: Property titling, methods of property transfer at death, estate planning documents, strategies for gifting and charitable transfers, incapacity planning, powers of appointment, trusts, business transfer techniques, fiduciaries, and tax implications of estate planning.

Financial Planning Capstone

This course provides students with the skills and abilities necessary to deliver professional and competent financial planning services. The course focuses on applying previously acquired knowledge in the areas of insurance, investments, tax planning, retirement, benefits and estate planning. The material concentrates on financial planning case studies for different types of households. The purpose of this course is to give students the necessary skills to develop comprehensive financial plans.

Course Schedule & Cost

Classes will start on Mid- August 2014 and will finish at the end of May 2015.

Executive format: Friday from 6 to 9:30 pm. Saturday: 9 am – noon; 1 -4:30 pm.

Cost: $1,000 for Capstone course, $800 for all other courses. All courses together: $5,000. The cost includes textbooks for all courses.

Contact Information

Dr. Alicia Rodriguez
Assistant Professor of Finance
H-E-B School of Business & Administration
Office (210) 930-8767


Dr. Jose Moreno
Director, Master of Business Administration
H-E-B School of Business & Administration
Office (210) 930-8011